Chapter 1: The Bottom and The Apex
The eviction notice on Leo Grant’s apartment door was a stark, white flag of surrender. It was the latest in a long line of humiliations, but it was the first one that came with a formal, government-sanctioned deadline. Fourteen days. Then the locks would be changed.
He slumped against the wall opposite the door, the cool plaster doing nothing to soothe the heat of his failure. Six months. It had been six months since Serena had left, and the world had continued to spin, cruelly indifferent to the crater she had blown through his life. Ten years together, a shared savings account, plans for a house with a yard for a dog they never got around to buying—all of it gone, liquidated by her with the efficiency of a corporate raider. The text message was burned into his memory.
"Leo, be a darling and don't make a scene. Marcus and I are in Bali. He understands me. Also, I’ve liquidated our joint account. Think of it as a tuition fee for the lesson: don't trust anyone. Toodles!"
“Toodles,” he muttered to the empty hallway. The word tasted like ash.
His phone buzzed in his pocket. His mother. Again. He let it go to voicemail, knowing the message would be a variation of the same theme: “You have to get back out there, my sweet boy. Meet someone new. It’s the only way to get over the old.”
The problem was, Leo didn’t want to get back out there. “Out there” was where Serenas lived. “Out there” was a predatory jungle of heartbreak and hidden costs. He was financially and emotionally bankrupt, a man clinging to the wreckage of a ship he hadn't even known was sinking.
He pushed himself off the floor and wandered back into the barren apartment. Most of his decent furniture was gone, sold online to cover the rent he was now failing to pay. He clicked the television remote, not because he wanted to watch anything, but because the noise was preferable to the sound of his own thoughts.
A chirpy, unnervingly optimistic news anchor filled the screen. “—and in a bold move to combat the nation’s critically low birth rate, the government today announced the ‘Matrimonial Merit & Multiplication Program’!”
Leo almost changed the channel. It sounded like another bureaucratic nightmare.
“Five lucky newlywed couples, selected by a national lottery, will receive a twenty-million-dollar cash prize and a fully furnished three-bedroom apartment!” the anchor continued, her smile wide enough to be seen from space.
Leo’s hand froze. The numbers detonated in his mind. Twenty million. Even half of that would vaporize his debt and leave him with a king’s ransom. A free apartment. No more eviction notices. No more scrambling. It was a life raft tossed into his personal ocean of despair.
“The only conditions?” the anchor chirped. “The couples must remain married for a minimum of three years and provide proof of a child within that period!”
The plan formed in Leo’s mind not with a flash of genius, but with the grim clarity of absolute desperation. It was insane. It was bureaucratic madness. It was also his only way out. Find a woman. Propose a business arrangement. A marriage in name only. They’d split the money, he’d keep the apartment, and after three years and one child (via IVF, of course—he wasn’t a monster), they’d go their separate ways, richer and un-entangled.
It was foolproof.
~~~~
Across the city, in a penthouse apartment so minimalist it seemed to defy the very concept of clutter, Chloe Sterling watched the same news segment. She sat on a cream-colored sofa that cost more than Leo’s former car, sipping chamomile tea from a delicate porcelain cup.
Thirty. The number loomed on her horizon like a quiet, judgmental gatekeeper. All her life, the one thing the immense Sterling fortune couldn’t buy was the one thing she truly wanted: a real family. A husband who looked at her, not her trust fund. A child to sing lullabies to.
But her love life was a graveyard of failed relationships where the headstones all read: “He Loved Her Money More.” They were attracted to her calm demeanor, her playful smile, her seeming simplicity. But once they discovered the billion-dollar empire lurking behind her gentle eyes, they transformed. They became greedy, intimidated, or both. The last one, David, had “borrowed” two hundred thousand for a “can’t-miss startup” and had ghosted her faster than she could say “pre-nup.” Her best friend, Maya, said she was too soft, too trusting. Chloe just thought she was being kind.
The news segment ended. A baby. That’s what she truly wanted. The husband part had proven to be a catastrophic failure. But this program… it was a loophole. A shortcut. She could find a man, even a selfish one, and strike a deal. He could take the money, the apartment, whatever he wanted. All she would ask for in return was a child. No strings, no expectations of love. It was clinical. It was safe. It was her last, best hope before the dreaded three-zero.
Leo’s first attempt at executing his plan was a disaster of epic, latte-soaked proportions.
His date, Stacey, had been set up by a well-meaning coworker. For forty minutes, she had spoken exclusively about her astrological chart and the retrograde of Mercury, which she blamed for her car’s flat tire and her inability to find a decent man.
“So, Stacey,” Leo interrupted during a brief pause for breath. “Hypothetically, how would you feel about a mutually beneficial, platonic marriage with a twenty-million-dollar upside?”
The silence that followed was so profound Leo could hear the espresso machine whirring in the background. Stacey’s face cycled through confusion, dawning horror, and finally, righteous fury.
Then, her iced latte was all over his face. The cold shock was breathtaking.
“You’re a predator!” she shrieked, snatching her purse from the chair. “A broke, pathetic predator! No woman would ever agree to that!” She stormed out of the café, leaving him dripping, humiliated, and smelling of coffee and failure. She was probably right.
Chloe’s attempts were less dramatic but equally unsuccessful. Maya had set her up with a series of men, whom Chloe now repurposed as potential candidates for her co-parenting scheme.
There was Jeremy, the fitness instructor, who spent dinner flexing his biceps. “So, Jeremy,” she’d ventured. “How do you feel about children?”
“Love ‘em, little dude,” he’d replied, striking a pose. “Someday. When I’m, like, forty and my brand is established.”
“What if ‘someday’ was now? In a purely co-parenting arrangement?”
He’d looked at her as if she’d suggested replacing his protein powder with sawdust. “Whoa. Heavy. I’m not ready for that kind of anchor, babe.”
Then there was Karl, the struggling artist, who had been more open until she mentioned the government program. “You want to bring a kid into this world as part of a government scheme?” he’d gasped, as if she’d proposed painting over the Sistine Chapel. “The lack of authenticity is spiritually corrosive.”
They all said no. It seemed finding a man willing to be a contractual father was as difficult as finding one who didn’t care about her billions.
A week later, driven by his mother’s relentless optimism and his own dwindling options, Leo walked into a quiet, sun-drenched café for one last blind date. This was it, he promised himself. If this didn’t work, he’d… he didn’t know what he’d do. Sell a kidney, maybe.
And then he saw her.
She was sitting in a corner booth, a splash of sunshine in a yellow dress. Her smile wasn't the practiced, dazzling kind; it was warm and unassuming, reaching her eyes in a way that made the room feel brighter. Her profile had said her name was Chloe. For the first time, his mother’s matchmaking seemed to have pulled a winner.
The date was… easy. They talked about silly, inconsequential things. Their favorite terrible movies. Their most embarrassing travel disasters. She laughed at his jokes, a real, genuine laugh that was melodic and unforced. For the first time in months, the heavy, leaden cloak of Leo’s despair felt a little lighter. She was lovely. Truly lovely.
Don’t you dare, a voice in his head warned. Don’t ruin this with your sordid little plan. Just have a normal date.
Across the table, Chloe was having a similar internal crisis. He was handsome, but in a wonderfully rumpled way, like a man who had other things on his mind besides his hair. His eyes held a deep sadness she recognized, but his humor was quick and self-deprecating. She liked him. Really liked him.
I can’t, she thought, her stomach fluttering with panic. I can’t propose my baby deal to him. He’ll think I’m a lunatic. I’ll scare him away.
So, they both chickened out.
“I had a really nice time, Leo,” Chloe said, her voice as soft as her smile.
“Me too, Chloe. Me too,” Leo replied, and he found he genuinely meant it. “Would you… would you like to do this again?”
“I’d love to,” she said, the words filled with a hope that was only partly feigned.
They both walked away with a strange, buoyant feeling they hadn’t felt in a very long time. The second date was set. The scheming, for now, was postponed.